Insurance
We accept most major optical insurance plans. If you have questions about whether or not we accept your plan, give us a call!
Common Insurance Related Questions and Concerns...
1. Does vision insurance cover an eye exam near me?
Yes. At Vogue Optical in Brooklyn, most vision insurance plans like EyeMed, Davis Vision, and Fidelis Care cover routine eye exams. If you have Healthfirst, MetroPlus Health, or Medicaid, many plans also cover your exam. For seniors, Medicare covers certain medical eye exams if they are related to health conditions (like diabetes or glaucoma checks).
2. What insurance does an optometrist in Brooklyn accept?
Our in-house optometrist at Vogue Optical accepts a wide range of insurance, including Healthfirst, Aetna, Medicare, EyeMed, Medicaid, Fidelis Care, MTA, Davis Vision, and MetroPlus Health. If you’re unsure about your coverage, our staff will help you confirm your benefits before your appointment.
3. Can I use my medical insurance for an eye exam or do I need vision insurance?
It depends on the reason for your visit. Vision insurance (like EyeMed or Davis Vision) typically covers routine exams, glasses, and contact lenses. Medical insurance (such as Aetna, Healthfirst, Medicare, or Medicaid) may cover your exam if it’s related to a medical condition like diabetes, cataracts, or eye infections. At Vogue Optical, we’ll guide you on which coverage applies.
4. Does insurance cover designer eyeglasses or just basic frames?
Most insurance plans cover a set allowance for frames. At Vogue Optical, that allowance can be applied toward both basic and designer frames — including Gucci, Prada, and Versace. You would just pay the difference if the designer pair is above your plan’s coverage limit.
5. Which optical stores near me take VSP / EyeMed / Davis Vision insurance?
Vogue Optical in Brooklyn proudly accepts EyeMed and Davis Vision. While we are not a VSP in-network provider, many patients use out-of-network VSP benefits with us to get reimbursement for their glasses or exams.
6. Can I use my HSA or FSA account for glasses or contact lenses?
Absolutely. At Vogue Optical, you can use HSA and FSA funds to pay for eye exams, glasses, prescription sunglasses, and contact lenses. Many patients combine insurance benefits with HSA/FSA dollars to reduce out-of-pocket costs.
7. Does my insurance cover contact lens exams and fittings?
Some insurance plans cover contact lens exams, while others consider it an add-on. At Vogue Optical, plans like EyeMed, Davis Vision, and Fidelis Care often include allowances for contact lens exams and fittings. If your plan doesn’t cover it, we’ll give you clear, affordable pricing upfront.
8. What’s the difference between a medical eye exam and a vision insurance exam?
A vision insurance exam checks your prescription and overall eye health for glasses or contacts. A medical eye exam addresses health issues like dry eye, infections, glaucoma, or diabetic eye checks. At Vogue Optical, we accept both medical insurance (Aetna, Healthfirst, Medicare, Medicaid, MetroPlus) and vision insurance (EyeMed, Davis Vision, Fidelis Care) to cover different needs.
9. Can I get prescription sunglasses covered by insurance?
Yes. If your plan has coverage for prescription glasses, you can usually apply that benefit toward prescription sunglasses as well. At Vogue Optical, we’ll check your EyeMed, Davis Vision, or other vision insurance to maximize your coverage.
10. Is there an eye doctor near me that takes Medicaid / Medicare?
Yes! Vogue Optical in Brooklyn has an in-house eye doctor who accepts both Medicaid and Medicare, along with other major insurance plans like Aetna, Healthfirst, MetroPlus, and Fidelis Care.
11. How do I know if my insurance covers progressive or bifocal lenses?
Most plans like EyeMed, Davis Vision, and Fidelis Care provide coverage toward progressive and bifocal lenses, though you may have a copay or allowance. At Vogue Optical, our staff will explain exactly how much your plan covers before you choose your lenses.
12. Does insurance pay for blue-light or computer lenses?
Many insurance plans cover the base prescription lenses, and you can often upgrade to blue-light blocking or computer lenses by paying the difference. At Vogue Optical, we’ll apply your EyeMed, Davis Vision, or other plan benefits first, so you only pay the upgrade portion.
13. What happens if my insurance only covers part of the glasses cost?
If your insurance only covers part of your glasses, you can apply the allowance toward your frame or lenses at Vogue Optical and pay the remaining balance out-of-pocket. Many patients also use HSA/FSA funds to cover the difference.
14. Do optical shops in Brooklyn take walk-ins with insurance?
Yes — Vogue Optical accepts walk-ins and processes insurance on the spot. Whether you have Medicaid, Medicare, EyeMed, Davis Vision, or Aetna, we’ll verify your coverage when you arrive.
15. Can I use out-of-network insurance benefits to buy glasses near me?
Yes. Even if Vogue Optical is not in-network with your plan, you may still be eligible for out-of-network reimbursement. We’ll provide you with an itemized receipt so you can submit your claim. Many VSP members do this with us.
16. Does insurance cover repairs if my glasses break?
Insurance typically doesn’t cover repairs, but at Vogue Optical, we provide affordable on-site repair services. Some vision plans do include discounts on replacement lenses or frames if repairs aren’t possible.
17. Which eye doctors accept union vision plans in Brooklyn?
Vogue Optical accepts MTA union vision plans as well as Davis Vision and other union-linked plans. Many union members come to our Nostrand Avenue location for their covered benefits.
18. Does insurance cover a second pair of glasses in the same year?
Some plans, like Davis Vision and EyeMed, allow benefits toward a second pair of glasses, though it depends on your specific plan. At Vogue Optical, we’ll review your coverage and let you know if a second pair is included.
19. Can I get an eye exam covered by insurance if I don’t need new glasses?
Yes. Many insurance plans cover annual eye exams even if you don’t buy glasses. For example, Aetna, Healthfirst, Medicare, Medicaid, EyeMed, and Davis Vision all cover routine exams at Vogue Optical.
20. How do I check if Vogue Optical is in-network with my vision insurance?
It’s easy — just call us or stop by. Vogue Optical is in-network with Healthfirst, Aetna, Medicare, EyeMed, Medicaid, Fidelis Care, MTA, Davis Vision, and MetroPlus Health. Our staff can check your eligibility and benefits before your appointment.
We make it our priority to ensure our clients are well cared for, including a compassionate bedside manner during eye exams and knowledgeable guidance when choosing frames and contact lenses.
